EV vs Gas Car Cost Calculator
Compare real-world total ownership cost between electric and gasoline vehicles — with every assumption exposed
Free EV vs gas total cost of ownership calculator that includes factors most tools ignore: state EV registration fees, insurance differences, winter efficiency penalties, home vs public charging cost splits, tire wear differences, maintenance aging, financing, and depreciation curves. Works for both new and used vehicles. Features sensitivity analysis showing how gas prices and electricity rates change the answer, flip-point thresholds, and a driver fit score.
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Select Your Vehicles
Choose from preset EV and gas vehicles or enter custom specifications. Toggle between new and used to see how purchase price affects total cost. The tool auto-populates real-world efficiency, EPA ratings, and used market prices.
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Set Your Driving Profile
Pick a preset scenario (rural commuter, suburban family, apartment dweller, etc.) or customize annual miles, ownership period, highway percentage, and winter efficiency penalty. The charging mix auto-adjusts — home, work, and public shares must total 100%.
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Adjust Costs and Fees
Set gas price, electricity rates for home/work/public charging, insurance for both vehicles, maintenance base costs, tire costs, sales tax, and financing terms. State EV registration fees load automatically based on your state selection.
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Review Results
The dashboard shows total cost of ownership, cost per mile, break-even year, cost breakdown, and yearly operating table. Flip points tell you exactly at what gas price or electricity rate the answer changes.
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Explore Sensitivity Analysis
The gas price vs electricity rate matrix shows which vehicle wins across a range of energy costs. Green cells mean EV is cheaper, amber means gas is cheaper. This lets you plan for price volatility.
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Check Your Driver Fit Score
The fit score rates how compatible your driving profile is with EV ownership based on charging access, mileage, climate, and driving patterns. Scores above 70 indicate excellent EV candidates.
Learn More
EV vs Gas: The Real Cost of Ownership
Honest comparison of electric vs gas vehicle ownership costs. Covers who EVs really work for, hidden costs most calculators ignore, cold weather realities, home vs public charging economics, and used EV buying considerations.
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